Everyone lives in a flood zone - a flood can happen any season, anywhere. If a flood happens to you, the fastest and most economical way to recover is with a flood insurance policy.
Know your flood facts:
More than 20,000 communities have joined the National Flood Insurance Program (NFIP). Nearly everyone in those communities - homeowners, condo owners, renters, mobile home owners, business, etc. - can buy a flood policy. This is good news considering floods are the most common natural disaster.
Flood insurance covers your structure and particular content items (if elected), but does not have additional coverage for things such as living expenses, business interruption, decks, fences, etc. Please check with your local agent to learn more about your coverage.
Flood insurance is not covered by your homeowners, business, or other property policies.
There is a 30-day waiting period for a flood policy to take effect. (Unless you are purchasing a new home or renewing your loan and your mortgagee is requiring this coverage.)
25% of all claims occur in low-moderate risk flood areas.
Everyone lives in a flood zone.
In the U.S., flooding is the #1 natural disaster.
Over a 30 year mortgage, there is a 26% chance of flooding vs. a 9% chance of fire.
Federal Disaster Assistance - if it’s available - is usually a loan you must repay with interest.
State Street/800 South Salt Lake City - City Creek Flood - 1983
Burnside Insurance Group Flood Insurance limits based on NFIP rules:
Residential: $250,000* for building; $100,000 for contents.
Commercial: $500,000* for building; $500,000 for contents.
*Excess flood coverage may be available for structure value d above the NFIP limits to ensure full coverage.
State Street/South Temple, Salt Lake City - City Creek Flood - 1983
State Street, Salt Lake City - City Creek Flood 1983
For additional flood information please visit:
www.floodsmart.gov
www.fema.gov/business/nfip
Affordable Insurance:
Burnside Insurance Group, LLC
299 So. Main Street, Ste 160
(Wells Fargo Center)
Salt Lake City, UT 84111
P - 801-961-1099
F - 801-961-1093
info@burnsideinsurance.com
Mon - Fri 9:00 - 5:30
Evenings/Weekends by appointment
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